The power to get justice and the
means to protecting your wealth
New Claims                  Bad Claims                  Closed Claims                  Negotiated Settlements

Your Subtitle text


Answers to Public Adjusters Quiz
1.  A Public Insurance Adjuster represents the rights of whom?
c. The Insured
That's right, Public Insurance Adjusters represent you.

2.  The duties of a Public Insurance Adjuster are:
d. All of the Above

The duties of a Public Adjuster are to: 
Evaluate existing insurance policies in order to determine what coverage may be applicable to a claim.
Research, detail and substantiate damage to buildings and contents and any additional expenses.
Evaluate business interruption losses and extra expense claims for businesses.
Determine values for settling covered damages.
Prepare, document and support the claim on behalf of the insured.
Negotiate a settlement with the insurance company on behalf of the insured.
Re-open a claim and negotiate for more money if a discrepancy is found after the claim has been settled.

3.  True or False: You will need to pay your Public Insurance Adjuster up front?
b. False
There is no need to pay your Public Adjuster up front, they charge a small percentage of the insurance company's settlement.

4.  True or False?  A restoration company can do the exact same thing as an Public Adjustment Company.
b. False
Only a licensed public adjuster can assist you in preparing, filing and adjusting your insurance claim.  Licensed Public Adjusters are regulated by the Department of Insurance, restoration companies are neither licensed, nor regulated.

5.  True or False?  Some studies have shown that Public Adjusters can help insureds collect up to 747% more than their insurance companies were willing to settle for.
a. True
According to a survey conducted by the State of Florida, Public Adjuster claims resulted in a 747% higher settlements for insureds.

6.  True or False?  Besides attorneys and the broker of record, Public Adjusters are the only type of claims adjusters who can legally represent the rights of an insured during a property claims process.
a. True
Public Adjusters are the only claims adjusters who can represent your rights.

7.  True or False?  Any time during negotiations with the insurance company and even after a settlement has been received by an insured, a Public Adjuster may be able to negotiate for a higher amount.
a. True
Public Adjusters are able to re-open a claim and negotiate for often times significantly more money if discrepancies are found after the claim has been settled

8.  True or False?  Public Adjusters only take care of fire loss claims.
b. False
Public Adjusters will assist you with any claims of loss against any insurance company including windstorms, snow, hail, smoke, explosions, microbursts, etc.

9. Which of the following is NOT a duty of a Public Adjuster?
b. Represent the Rights of the Insurance Company
Public Adjusters represent your rights, NOT the rights of the insurance company.

10.  When it comes to filing an insurance claim, the burden of proof is on whom?
a. You
The burden of proof lies on you.  By hiring a Public Adjuster, you can relieve yourself of that burden.
Website Builder